Financing Options

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  • Up To R250,000  with Basic Info
  • 90 Days To 48 Month Terms
  • Funding In Just 24 Hours
  • Common Uses
  • Inventory
Get Funded
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  • Up To R800,000
  • 48 To 120 Month Terms
  • Same Day Funding
  • Common Uses
  • Business Uses
Get Funded
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  • Up To R3 Million Per Owner
  • 48 To 120 Month Terms
  • Funding In Just Days
  • Common Uses
  • FF&E
Get Funded

Driven by a common purpose, to give everyone we touch the power to build a better life, Life Guard Finance, as part of the Top Credit Service Providers, is perfectly positioned to continue its journey as one of to continue its journey as one of the most successful businesses in the country.

Have Some Questions?

How do I apply for a Life Guard Loan?

You can apply for an RCS Loan by clicking Here  or email info@lifeguardloans.co.za

How do I pay my monthly loan instalment?

Your monthly loan instalment will be automatically debited from your bank account on a date you selected at time of application

How will you determine if I qualify for a Life-Guard Loan?

As registered credit and authorised financial services provider, Life Guard Finance is governed by the National Credit Act in assessing whether we can provide you with credit.

We will conduct an assessment which uses your documents & credit score (which provides us with your credit history and tells us how well you have been managing all your credit in the past) as well as your income and expenses. Based on all this information we will determine whether we can grant you credit at this time

As registered credit and authorised financial services provider, Life Guard Finance is governed by the National Credit Act in assessing whether we can provide you with credit.

We will conduct an assessment which uses your documents & credit score (which provides us with your credit history and tells us how well you have been managing all your credit in the past) as well as your income and expenses. Based on all this information we will determine whether we can grant you credit at this time

What if I have a bad credit record?

Our company will consider clients with all types of credit records and will try to find a way to approve your loan.

How will I know if my application has been approved?

You will either get an instant online decision through an email from info@lifeguardloans.co.za, telephone confirmation or SMS, notifying you of an approval | disapproval of your loan application.

You will either get an instant online decision through an email from info@lifeguardloans.co.za , telephone confirmation or SMS, notifying you of an approval | disapproval of your loan application.

Do you comply with the Data Protection laws?

Yes, we take all Data Protection regulations very seriously ( South African POPIA ACT). We respect your privacy at all times.

If you have a question feel free to contact us.