A smarter loan
Proudly South African
Finance & Loan Agency
Life Guard is a proudly South African Credit Provider that enables, and supports, Personels, Students,SMEs and Mid-corporates with flexible funding so they can unlock their growth for sustainable success.
We are purpose-driven and measure our social dividends alongside our shareholder contributions. Since inception, ‘partnership’ has been at the heart of our business model, with the group today boasting over 100 ventures across the insurance value chain. Each one supports our purpose of enabling more people to create and secure a better future
How does it Work
Complete a short application in under 5 minutes. Personal information that you submit on our site is genuinely 100% safe and secure under the POPIA Act. Getting approved is easy.
Our high-tech system pings your loan application to our panel in seconds. We review and score your application. You’ll instantly get a message to tell you if you’ve been approved.
If your loan is approved, we’ll pay the money directly into your account or ask you to send any documents that we might need.
Car Loan
Our Student Loan can be used for tuition fees, accommodation, and study material and devices.
Debt Consolidation Loan
Make the most of your budget when you combine your loans today. Mix ‘n match up to 5 loans into 1 easy-to-manage Consolidation Loan to the value of R800 000 and save cash with a lower repayment.
Home Improvement/ Property Loans
Get a property loan to improve your home. Purchase a property or make those quick touch-ups or give your home some serious TLC with a loan of up to R3 Million.
Personal Loan
Get a Personal Loan from R10 000 up to R500 000 with interest from as low as 5.08%*, With an easy application process and Customer Protection Plan.
facts about us
Our Core Values
Our purpose is to enable more people to create and secure a better future. By achieving exceptional, sustainable and inclusive growth; by partnering to deliver the win-win; by treating everyone with care and dignity; by courageously pursuing a better way; and by acting as a catalyst for positive and enduring change, we will be the favorite insurer in each country in which we operate.
Of course, none of this can be achieved without a supportive culture. And our culture, which we call the Life Guard Way, is something that we’re passionate about and something that every LifeGuardian lives every day.
Ready to Start Now?
We Earn Your Trust. Because More Then, People Trust..